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Privacy Policy

A Commitment to Your Privacy

At Kings Mortgage Services, Inc., our most important asset is our relationship with you. We are committed to safeguarding the privacy of any information you share with us.
 

Our Privacy Policy (date of most recent update 1/1/2014)

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications and other forms;
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer reporting agency; and
  • Information we receive from other sources, such as your employer.

Nonpublic personal information is a technical term that generally means:

1. Information that can identify you;
2. Information that is not available publicly; and
3. Information that we collect in connection with providing a service to you.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required or permitted by law. We do not rent or sell your information to anyone.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services for you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to safeguard your nonpublic personal information.

Security

Our web site utilizes 128-bit encryption with Secure Socket Layer (SSL) software which encrypts your information as it travels over the Internet. We will continue to use commercially reasonable methods to keep your nonpublic personal information securely in our files and systems. Please note, however, that with current technology we cannot guarantee the security of your data as it travels over the Internet.

Automatically Gathered Information

Our web site automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on our Site. We may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If you disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Personally Identifiable Information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance or to protect our Site, service, customers or others.

How We Respond To Browser Do Not Track Requests

Kings Mortgage Services, Inc. and other parties not affiliated with us may collect Personally Identifiable Information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle “Do Not Track” requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a “do not track” configuration set in your internet browser. At this time, we do not have any protocol in place that allows you to opt-out of internet tracking. If you have any questions regarding our internet tracking methods please contact us.

This site contains links to other sites

Kings Mortgage is not responsible for the privacy practices or the content of any other web sites to which we may be linked. We encourage you to read the posted privacy statement whenever interacting with any other web site.

Advertising

At this time Kings Mortgage does not display any banner advertising on our web site but we may, in the future, send you email communications including mortgage updates that we think may be of interest to you. You may opt out of receiving these promotional email communications at any time by contacting us with your preferences.

Policy updates and effective date

If we make updates to this Policy, we will update the Policy with the changes and revise the “date of most recent update” posted at the top of this Policy. Any updates to the Policy become effective when we post the updates on the Site. Your use of the Site following the update to the Policy means that you accept the updated Policy.

If you have any questions regarding our Privacy Policy or practices, please contact us:

Customer Service Department

Kings Mortgage Services, Inc. 
4244 W. Mineral King Ave.
Visalia, CA 93291
Phone:559-713-1200

Fax: 559-713-1275

Email: information@kingsmortgage.com