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Prepay vs. Invest Calculator

Compares mortgage prepayment with investment over the life of a loan.

$150,000
30 years
4.5%
$100

Start Date

Normal Monthly Payment

$760.03

Normal Total Interest

$123,610.07

Pre-Payment Monthly Payment

$860.03

Pre-Payment Total Interest

$93,891.86

These calculations are estimates only and do not constitute an offer to finance your loan. There is no warranty for the accuracy of the results or the relationship to your personal financial situation.