Customer Testimonials

Hi Teresa, Thanks for all the help and assistance once again with getting us into our new house. Without you and Diana, it would not have happened. You are the best.   Thanks so much, again....and to all your team.   Best,   Henry

- Henry Bray
Paso Robles, CA | January 28, 2016

Uli Torres Broker/Owner at Re/Max Seawave Real Estate/Pismo Property Mgt. Teresa Coelho is one of the best in the Mortgage industry. Her follow up and commitment to her clients is the best that I have seen,and I been in the Real Estate industry since 1981.Her company has the best rates , her staff is very dedicated to closing your Escrow on time .I'm Glad to see Kim Jeffers has also joined The Company. Hope you have a great NEW YEAR, Uli Torres/ Broker RE/MAX SEAWAVE real estate

- Uli Torres
Pismo Beach, CA | October 06, 2015

Normal professional "Teresa is smart and efficient. She has great people skills and has a wonderful mortgage product. She has great customer service and I feel confident that she has my Buyers best interest at heart. " Christa Lowry Century 21 Hometown Realty AG Village November 09, 2016

- Christa Lowry
Arroyo Grande, CA | November 14, 2016

Teresa was instrumental in helping me obtain my home loan, even calling me from Europe while on vacation to make sure she answered all my questions. She walked me through the entire process. I would not hesitate to recommend them or use them again.

- Susie M
Grover Beach, CA | November 30, 2016

The process of refinancing someone's home is normally extremely stressful and taxing let alone for a  first time refinance. It was exactly the opposite in our case working with a true professional in Teresa. From start to finish it was a joy extremely efficient and knowledgeable. She made multiple house calls kept us updated routinely and made the process as simple and easy as anyone could. I would strongly recommend her services to anyone I come across. Thank you soo much Teresa!!!

- Josh Luna
Santa Maria, CA | July 21, 2017

Teresa You did a great job getting our loan processed. You were very responsive and explained everything to us very well. There was no surprises and things turned out as planned. We cant believe our loan was processed in 17 days !! Amazing work from Teresa and her team. Thank you Candice and Sonny G.

- Candice and Sonny G.
Atascadero, CA | June 15, 2018

Teresa, I want to especially thank you for all of the work you put into helping me secure a re-finance of my home. You are outstanding! I had a high confidence and comfort level with you during the loan process. I especially appreciate your knowledgable and professional guidance in helping me through the various steps and milestones that the VA loan required. While I probably plagued you with my many questions, you were always prompt in providing me clear and understandable answers. You made the whole process smooth and we achieved a good loan and rate before the rate increase. If you should ever need a recommendation or reference, please let me know, as I will give you well deserved top marks. Sincere thanks, Ron

- Ron Snow
Menlo Park, CA | June 14, 2018

YOU ARE THE VERY BEST!!! THANKS SO VERY VERY MUCH!!!

- Debra ZS
Santa Maria, CA | October 12, 2018

Hi Teresa, Stacy & I would like to thank you for helping us get through this loan process. Without you we would not be in the position that we are today. We are in a much better situation than we could have ever imagined. You went above and beyond what was expected. You really made this personal and came through on everything that was discussed, putting both Stacy and myself at ease in the process. If we ever do this again, the both of us would only use you. Thank you again Teresa, for all of your support and caring, and hard work. Every time we drive up to our house, we'll think of you.

- Rick & Stacy
Paso Robles, CA | June 06, 2019

It was great working with you and Shirley again. Thanks again. Also, it was great the payment was less than we thought!

- Greg and Paulette Fairless
Gustine, CA | September 30, 2019

“Teresa is one of the most compassionate and kind-hearted people. She is always full of positivity and sincerity, and gives every client her detailed and careful attention. She will work relentlessly to do all that is in her power to help your family to get into a home. Our family will forever be grateful for all that she did for us.”

- Angie G.
Pismo Beach, CA | September 16, 2019

“Teresa Coehlo and Kings Mortgage were kind and helpful through mountain of paperwork my family and I had to sign and understand. She walked us through and made certain it was done correctly and in a timely manner. I really enjoyed her making the extra trips to get to us for paperwork when our printer went out. She went above and beyond in our first time homebuyers process and I love the home we are nesting in. Thank you Teresa and Kings Mortgage“

- Fernando
Paso Robles, CA | October 08, 2019

I cannot say enough good things about my home lending experience with Kings Mortgage. First and foremost, I received nothing short of first-class service from Teresa Coelho Halvorson and her team. As a first-time home buyer with a more complicated rehab loan, Teresa made the entire process very smooth and professionally done. I was impressed with how Teresa and her team made everything flow seamlessly and quicker to close than expected. I always received an immediate response from Teresa from start to finish and she definitely goes above and beyond her duties. Teresa is so kind and truly cares about her clients and was a complete joy to work with. I am very proud to recommend Teresa!

- Pamela Hogue
Santa Maria, CA | November 19, 2019

Good afternoon Teresa, Just wanted to say thanks for all your help and hard work on making this process as easy and painless as possible. We really enjoyed your personal touches, even responding on weekends and at night was over and above. We would definitely call you if we decide to get another loan. Thanks again and it’s a pleasure to have met you. Joe Korenak

- Joe K.
GROVER BEACH, CA | January 21, 2020

Teresa, helped us to refinance our home. I am greatly satisfied with her service. She is very professional, respectful, honest, punctual. I really liked her patience, no matter how many questions we had or how many times we asked the same questions Teresa answered all of them. We highly recommend her services. She is the best!!!

- Maribel and Arturo M.
Paso Robles, CA | March 18, 2020

Subject: My Review I was talking to a good friend of mine about refinancing my home and he recommended I speak to Teresa Coelho Halvorson with Kings Mortgage. Boy am I glad that I made that call! I have owned several properties over the years and I have never experienced such a smooth and stress-free loan process. Teresa is the epitome of a true professional and she genuinely cares about the people she represents. I absolutely recommend Teresa and Kings Mortgage to anyone who is looking buy or refinance a home! Scott A. Lupo Clovis CA

- Scott
Clovis, CA | January 29, 2021